Black & Blue 2017 Luminiosity
Midtown Dental
Black & Blue 2017 Luminiosity
Midtown Dental

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Real Estate

It’s the Smart Move

Rate Envy – It’s more common than you think

posted Sunday, April 23, 2017

by: in Real Estate

When you’ve got “rate envy”, does it make sense to refinance?   Who would have believed that mortgage rates would have continued to remain low for such a long period of time? Mortgage shoppers are looking at some of the lowest rates in history, and many homeowners with existing fixed-term mortgages are experiencing some “rate […]

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Why Mortgage Before March 17?

posted Monday, February 20, 2017

by: in Real Estate

If you’re in the market for an insured mortgage, then you might want to get that mortgage before March 17. Canada Mortgage and Housing Corporation (CMHC) is raising premiums for insuring mortgages on Canadian homes for the third time in three years. Canadian homebuyers are required to have mortgage insurance if they have less than […]

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There’s more to a mortgage than just the interest rate

posted Wednesday, January 25, 2017

by: in Real Estate

That low-rate mortgage could actually cost you more. Generally when people are house or condo hunting, they believe they are shopping for a home, when in reality, they’re shopping for a mortgage. So it begs the question – why are we okay in paying more for a home to get what we want, but only […]

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Should you stress about the mortgage stress test?

posted Thursday, January 12, 2017

by: in Real Estate

What you should know about new mortgage rules. Recently, Finance Minister Bill Morneau announced that new mortgage rules will include more stringent “stress testing” for borrowers. The new rules are designed to lower debt levels, enforce some belt-tightening, and protect the housing market over the long term. Here’s how these new rules will affect Canadians. […]

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New Year’s Resolution – 5 ways to plug the money leaks!

posted Tuesday, January 3, 2017

by: in Real Estate

  A very successful real estate agent once told me that buying a home is 90% emotion and 10% finance – and she’s right, it is. If that’s the case, then why is the final 10% so stressful and confusing for some people? In my blog, It’s the Smart Move, it’s my goal to try […]

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