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posted Thursday, November 25, 2021
Hello Pigeon! With recent changes to minimum wage here in Ontario, there has been lots of discussion about what a living wage is. During a recent press conference, Premier Doug Ford, claimed there is a labour shortage in Ontario, after announcing the minimum wage will go up to $15 per hour, even though he and […]
posted Tuesday, December 1, 2015
Many Canadian parents save in an RESP for the purpose of funding their children’s post-secondary education. The federal government will contribute up to a maximum $7,200 towards each child’s post-secondary education provided you save $36,000, making the total available $43,200 (assuming your investment doesn’t lose any money and/or growth remains flat). Like an RRSP or […]
posted Sunday, October 18, 2015
When someone passes away, their estate is subject to a process known as probate, and you may have heard this phrase “The will has to go through Probate” before the assets in someone’s estate can be distributed to beneficiaries. What is probate? Probate is a legal process that confirms an executor’s authority to distribute assets […]
posted Thursday, August 13, 2015
If you run your own business, it makes sense to hire an invisible employee who is always unseen, never comes in late, never calls in sick, never adds to your statutory deductions, will never cost you a dime in severance payments, and will repay you dollar in salary they received if you decide to terminate […]
posted Thursday, July 9, 2015
The rationale for purchasing life insurance is pretty simple and obvious. You want to make sure that in the event of your premature death your family won’t be saddled with debt or struggle financially. The gap that exists in the financial plan of many families in Canada (quite sadly) is the absence of critical illness insurance; […]
posted Friday, May 15, 2015
Most of us are well intentioned hard working Canadians. We go to work or run our businesses with vim and vigor, and we want to provide for our families and create a bright and prosperous future. The future is created by the actions we take today, and unfortunately too many of us take the attitude […]
posted Sunday, February 15, 2015
Nobody wants to think about becoming disabled but it happens. Most people I have spoken to in my over 20 years working in the insurance industry were concerned about losing their job, having enough money in retirement, loss or damage to their home or vehicle, yet not giving a second thought to what would happen […]
posted Thursday, November 6, 2014
If you are like most Canadians you probably love to travel and are planning your vacation down to the very last detail. Maybe you planned your dream wedding in the tropics and are all excited and taken up with the wedding planner, invitations, and are probably busy making arrangements as you read this blog for […]
posted Saturday, October 25, 2014
Recently I sat down to dinner with two of my clients from the LGBT community and had an informal yet frank discussion about what kept them up at night. The number one issue was not money in of itself, but rather their failure, and one partner’s refusal to sit down as a couple and have […]
posted Tuesday, October 7, 2014
David Letterman has a funny segment in his show titled “Didn’t see that coming”, and usually the joke is about something that was bound to happen based on an individual’s prior actions. One of the things I speak to all of my clients about is critical illness insurance, because the majority of the people you […]
