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posted Thursday, August 13, 2015
If you run your own business, it makes sense to hire an invisible employee who is always unseen, never comes in late, never calls in sick, never adds to your statutory deductions, will never cost you a dime in severance payments, and will repay you dollar in salary they received if you decide to terminate […]
posted Friday, May 15, 2015
Most of us are well intentioned hard working Canadians. We go to work or run our businesses with vim and vigor, and we want to provide for our families and create a bright and prosperous future. The future is created by the actions we take today, and unfortunately too many of us take the attitude […]
posted Wednesday, March 11, 2015
If you have maxed out your RRSPs and used up all of your TFSA room, there are other options available which will allow you to continue to invest your money tax deferred. Most people think the only purpose life insurance serves is providing a tax free lump sum to their loved ones in the event […]
posted Sunday, February 15, 2015
Nobody wants to think about becoming disabled but it happens. Most people I have spoken to in my over 20 years working in the insurance industry were concerned about losing their job, having enough money in retirement, loss or damage to their home or vehicle, yet not giving a second thought to what would happen […]
posted Saturday, October 25, 2014
Recently I sat down to dinner with two of my clients from the LGBT community and had an informal yet frank discussion about what kept them up at night. The number one issue was not money in of itself, but rather their failure, and one partner’s refusal to sit down as a couple and have […]
posted Tuesday, October 7, 2014
David Letterman has a funny segment in his show titled “Didn’t see that coming”, and usually the joke is about something that was bound to happen based on an individual’s prior actions. One of the things I speak to all of my clients about is critical illness insurance, because the majority of the people you […]
posted Sunday, September 7, 2014
Many same sex couples just like you have recently adopted or are in the process of adopting babies, maybe you already have children of your own. Either way, like all parents, you love your children and would do anything to protect them. There is no doubt that may share my anger, outrage and disgust when […]
posted Tuesday, July 29, 2014
Every parent wants their children to have the benefit of a college or university education, and as a same sex couple, I am sure that your partner and yourself want the same thing for your children. Many of my clients who are same sex couples have recently adopted or are looking at adopting a child […]
posted Wednesday, June 11, 2014
Most of us are familiar with the popular television series “The Walking Dead” The show while totally fictional, gives great insight into how many humans behave – Just like the Walking Dead. The Walking Dead sucks the life out of the living and they do so without thinking. It appears that they are programmed to […]
